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You make a good point People should google the number first and when they see it is cap 1 jerkoffs they shoudnt even pick up the call then they will have to do skip trace and hope they can find you before 180 days because then they have to charge off your account and sell it to a collection agency for $0.03 on the dollar of course most people dont know the collection agency cant legaly do anything but call them if they go to court they have no contract and most likely no assignment agreement if you ask the court to see these things the case will be dissmissed